Has anyone had any luck getting Capital One to lower your interest rate? All my cards are between 7.99% - 12.99%, my favorite is Bank of America Rewards and this QuickSilver Card, I'd prefer to use Quicksilver but they won't budge on the Interest Rates. In 8 months I've spent $67,000 and usually spend $75,000-100,000 on this card and pay my balance weekly. Don't think I've paid any interest, but would like to have the option to carry a balance for a few weeks and not get gouged with 18.9%. Wonder why they won't consider being in line with other cards, oh well Bank of America it is, called to try so I didn't have to change my payment method on all my purchases and travels.